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What to Know Before You Sign: Deposits & Building Contracts in Victoria

Understanding how deposits and payment stages work protects both you and your tradesperson. Here's how it works, and what Victorian rules say.

10 July 2026 · Renew & Repair, Pakenham

Before any bigger job starts — a cladding contract, a custom build, a multi-stage project — it's worth understanding how payment structures are meant to work in Victoria, and why a sensible deposit structure protects you as much as it protects the person doing the work.

How we structure payments

For most jobs where materials need to be purchased upfront, we work on a 40% deposit to secure materials and lock in your spot in the schedule, with the remaining 60% due once you're happy with the completed work. Longer, staged contracts — like a multi-week cladding job — are usually split differently, tied to milestones rather than just start and finish.

What Victorian consumer law says

Consumer Affairs Victoria publishes clear guidance on deposits and payments for domestic building work, including what's considered reasonable and what to watch out for. It's genuinely useful reading before you sign any contract, with any tradesperson — not just for peace of mind, but so you know what questions to ask.

Our advice: a fair deposit structure, tied to real costs like materials, is a good sign. Be cautious of anyone asking for full payment upfront, or refusing to put pricing in writing.

Getting it in writing

Whatever the job, make sure your quote clearly outlines the scope of work, the payment structure, and an estimated timeframe before anything starts. It protects everyone, and it's simply good practice.

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